Should You Sell Your House to IPS Cash?

You've got a postcard on the fridge and a number in your head. Part of you wants it done by the end of the month. Another part wonders whether you'd be leaving money behind. If you're asking whether you should sell to IPS Cash, the honest answer depends far more on your house and your calendar than on the company.

This piece lays out who tends to come out ahead selling to IPS Cash and who probably won't. It also covers the questions you should ask before signing anything. Use it as a gut check before you make the call.

A Quick Look at the Company

IPS Cash is a Nashua cash home buyer, legally named Inherited Property Solutions LLC. It's been buying New Hampshire houses since 2016. Owner and CEO Joe Theriault is a real estate investor and landlord, and his team meets with sellers.

The BBB gives the company an A+ and has accredited it since 2024. Its Google listing carried 4.8 stars across 172 reviews as of October 2026. Most of its work happens in southern New Hampshire, with reach into eastern and central Massachusetts and southern Maine.

The model itself is simple. IPS Cash makes cash offers on houses as-is. Its number reflects the condition of the home, the repairs it needs and recent sales nearby. There's no commission or fee for you to pay, and IPS Cash covers closing costs, building them into the number it offers.

Sellers It Tends to Suit

A cash sale makes the most sense when the usual route would cost you time, money or sleep. Here's who usually fits.

Owners of houses that need real work, like a roof, a furnace or old wiring.
Heirs with an estate house full of belongings and no wish to clear it out.
Landlords tired of tenants who'd rather sell with the renters still in place.
People facing a move, a divorce or a missed payment who need a firm date.

Timing is the big draw. According to IPS Cash, it aims to deliver a cash offer within about 24 hours, usually following a visit from someone on its team. Closing can land as soon as 7 days out, or on a date you choose up to about 60 days away. If you need to stay a while after closing, ask about an occupancy agreement.

It also buys more than houses. Condos, townhomes, two-family homes, land and mobile homes are all on its list, which helps if your property is hard to sell the usual way.

Sellers Who May Do Better With an Agent

Now for the other side. If your house is clean, updated and ready to show, a cash offer probably isn't your best path to the most money. That's true for any cash buyer, IPS Cash included.

Look at what's on the market in Nashua right now. Per IPS Cash's own Nashua page, as of September 5, 2026, there were 292 homes for sale in the city at a median asking price of $520,000. A move-in ready house with a few months to spare can often reach full retail value in a market like that.

So if you have time and the house shows well, get a listing estimate first. Subtract the agent's commission, the repairs a buyer might ask for and a few months of carrying costs. Then compare that net with a cash offer. Sometimes the gap is small. Sometimes it's large enough to wait.

The Costs a Cash Sale Takes Off the Table

When people compare a cash offer with a listing price, they often forget what sits between the listing price and the check at closing. An agent's commission comes out first. Then there are the repairs a buyer's inspector turns up, the concessions a lender may require and the mortgage, taxes and utilities you keep paying while the house sits on the market.

A sale to IPS Cash removes most of those line items, because there's no agent, no buyer financing and no repair list to negotiate. The company prices that work into its offer instead. That's why the number lands below full market value, and it's also why the gap can be narrower than it first appears.

Do the math with real figures from your own situation. A rough estimate from a local agent, a contractor's written price for the biggest repair and your monthly carrying costs will give you a far better comparison than a guess.

What Two Sellers Said

Michelle Murray had already tried the traditional route. She wrote on Google, "IPSCASH helped me sell my home quickly with minimized interruptions to my busy daily life. After working with a traditional brokerage unsuccessfully, I decided I needed a cash offer quickly to minimize the stress."

Rhea April Rodel knew what she wanted to avoid from the start. "I needed to sell my place fast and really didn't want to deal with the whole 'open house' circus or spending money on repairs," she wrote on Google.

Know What Can Change Before You Sign

This part matters more than anything else on the page. Some sellers have reported that IPS Cash lowered its price or cancelled after a walkthrough or inspection. A cash offer that prices in condition can move once the buyer looks closer.

That doesn't rule IPS Cash out. It means you should ask every buyer the same questions, in writing, before you commit.

What could change the price between signing and closing?
How long does the inspection window run, and what happens during it?
What cancellation rights do you have, and what rights does the buyer have?
Who's the buyer of record, and can you see proof of funds?
Does the offer cover your share of the state transfer tax?

Clear answers to those five questions tell you more than any rating. If a buyer hesitates to put them on paper, slow down and ask why before you sign anything.

A Simple Way to Decide

Picture your house in three months under each option. In one, it's sold for cash, empty of what you didn't want and off your mind. In the other, it's listed, and you're still mowing the lawn and waiting on a buyer's lender, but you may net more.

If the first picture is worth the price difference, IPS Cash is a reasonable company to call. Its offer is free and carries no obligation. If the second picture appeals to you more, talk to a local agent before you take any cash offer.

Either way, you're the one deciding. Get the numbers in front of you, ask the hard questions and pick the option that fits your life.